{
"id": "evt_e2dfd047-d75d-453a-aeed-924f13b10e25",
"event": "payment.failed",
"created_at": "2026-07-14T16:05:00.000Z",
"api_version": "2025-01-21",
"data": {
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"checkoutSessionId": "cs_45c2c66f",
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"customer": {
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"name": "Ana Pérez",
"email": "[email protected]",
"phone": "+584120000000",
"taxId": "V12345678",
"externalRef": "customer-1001",
"metadata": null,
"customerCode": "C-1001",
"labels": [],
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"type": "individual",
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},
"amount": 20,
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"currency": "USD",
"method": "debito_inmediato",
"payment": {
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"provider": "bank",
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"paymentReference": null,
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"paidAt": null,
"valueDate": null,
"createdAt": "2026-07-14T16:04:30.000Z",
"updatedAt": "2026-07-14T16:05:00.000Z",
"exchange": null
},
"paymentMethod": {
"kind": "debito_inmediato",
"method": "debitoInmediato",
"label": "Débito inmediato",
"channel": "automatic",
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"receiver": null,
"receiverCheck": null,
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"review": {
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"reasons": [],
"ocrVerdict": null,
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}
},
"paymentReference": null,
"status": "failed",
"subscriptionId": null,
"reason": "Pago rechazado por el banco",
"exchange": null,
"failedAt": "2026-07-14T16:05:00.000Z"
}
}
